NYSE:NOW ServiceNow, Inc.

ISIN: US81762P1021
Information TechnologyEnterprise Software / SaaSAgentic AI
NYSE · Santa Clara, CA · Enterprise SaaS · 5-for-1 split Dec 2025 Analysis Status: Donatien Pick
All figures in US$.
$117.35
+27.6% vs last report ($91.94)
7 Aug 2026 · Signal v6

Changes Since Last Report vs 23 Jul 2026 ($91.94)

DISCLAIMER: This is a quantitative framework for educational purposes only. It is not financial advice. Always do your own research and consult a licensed financial advisor before making investment decisions.

ServiceNow, Inc.

ServiceNow runs the "Now Platform", a single cloud system enterprises use to digitise and automate their internal workflows — IT service and operations management first, then HR, customer service, security, risk and, increasingly, custom AI-agent-driven processes. Its core business is high-margin, multi-year SaaS subscriptions sold to large organisations (governments, banks, telcos, manufacturers) that run their day-to-day operations on the platform. What sets it apart is depth of embedding: once a company routes its IT, HR and security workflows through ServiceNow it becomes the enterprise's operational system of record, which is expensive and disruptive to rip out — producing ~98% renewal rates, ~75% gross margins and durable ~20%+ growth. The current growth engine is "agentic AI": ServiceNow sells AI agents that execute those workflows, with AI-related annual contract value now past $1bn. Think of it as the plumbing large enterprises use to make work happen, now adding an AI layer on top.

HorizonSignalComposite ScoreConfidenceKey Driver
Short-term (1–3 mo)BUY6460%tape turned — reclaimed 50-DMA on a higher low
Medium-term (6–12 mo)BUY6762%quality + still-attractive valuation
Long-term (3–5 yr)BUY7165%durable compounder, AI optionality
Next update: 2026-08-21 — default +14d (next earnings 2026-10-28 beyond window)
Table of Contents
1Five-Pillar Scorecard2Hard Gates & Do-Not-Buy Status3Pillar Detail: Business Quality4Pillar Detail: Valuation Attractiveness5Pillar Detail: Underlying Drivers6Pillar Detail: Economic Alignment7Pillar Detail: Entry/Exit Timing8Economic Event Risk9Multi-Timeframe Technical Analysis10Price Chart (6-Month Daily)11Scenario Summary12Entry / Exit Rules13Position Sizing Context14Calibration Snapshot15Data Sources & Methodology
1

Five-Pillar Scorecard

Five independent scores — each 0–100 with its own confidence. The three fundamental pillars (Quality / Valuation / Timing) set the base BUY/HOLD/SELL via the Decision Matrix; the two context pillars (Underlying Drivers, Economic Alignment) then amplify a BUY to STRONG BUY or a SELL to STRONG SELL when both corroborate.

Business Quality

78
strong
conf 80%

Valuation Attractiveness

65
attractive
conf 80%

Entry/Exit Timing

58
improving
conf 65%

Underlying Drivers

62
mild tailwind
conf 65%

Economic Alignment

52
Neutral
conf 65%
2

Hard Gates & Do-Not-Buy Status

Binary safety checks — any TRIGGERED gate is a hard cap regardless of the scores above; CAUTION gates are sizing notes.
Financial Distress
Net debt/EBITDA ~1.1x, interest coverage ~20x, FCF ~$5.1bn TTM. Current ratio 0.70 is normal for a deferred-revenue SaaS model — no distress.
Earnings Event Risk
Q2 reported 22 Jul; next earnings 28 Oct — well outside the 14-day window.
Valuation Ceiling
Clean fwd P/E ~23.5x < warranted ~27.7x (ratio 0.85) and < the IT guardrail 33x; price ~40% below the 52-wk high. Not in the Expensive band.
⚠️
Accounting / Dilution
SBC ~11-12% of revenue (below the 25% red-flag line) and share count is flat (buybacks offset dilution) — but GAAP net income is inflated by ~$276m of non-operating items, so the widely-quoted 73x GAAP P/E is NOT the valuation basis; scoring is on non-GAAP EPS + FCF.
Regulatory / Binary
No pending regulatory, antitrust or M&A binary.
⚠️
Structural Threat (agentic AI)
Salesforce Agentforce / Microsoft Copilot contest the agentic-AI layer, but NOW's own AI ACV >$1bn (+40% QoQ) shows it is currently a beneficiary, not a victim — monitored, not fired as a DNB.
Severe Driver Collapse
Enterprise IT + AI-monetisation driver is a mild tailwind (62), nowhere near collapse.
No hard gate triggered; two cautions. High SBC and the contested agentic-AI layer are position-sizing notes, not Do-Not-Buy conditions. The macro report's armed “S&P 500 concentration / AI earnings-quality unwind” tail is carried explicitly in the §11 Bear case (multiple-compression leg) — but NOW is not in the Expensive band, so it does not fire Do-Not-Buy Trigger 2.
3

Pillar Detail: Business Quality

A deep dive into the Quality score: business economics, moat, ROIC and the industry benchmark.
Business Quality — Pillar Score
High-quality enterprise SaaS compounder — elite retention, ~75% gross margin, ~35% FCF margin, Rule of 40 ~58.
78
conf 80%

Lifecycle & sector: Information Technology / enterprise SaaS, Growth stage (revenue +24% YoY, GAAP-thin but strongly FCF-positive). Scored on SaaS metrics — Rule of 40, gross margin, NRR, FCF margin — not GAAP net income.

Sub-signalValueBenchmarkScore
Revenue growth (Q2, YoY)+24% ($3.99bn)SaaS median ~15%; durable >20% grower85
Gross margin (TTM)74.8%>70% expected, >80% elite72
FCF margin (TTM)~35% (FCF ~$5.1bn)>25% elite90
Net revenue retention~98% renewal / mid-teens expansion>120% elite land-and-expand85
Balance sheetNet debt/EBITDA ~1.1x; int cover ~20x<2x healthy82
ROE / ROICROE 14.2%; ROIC top-quartile SaaS>15% strong70
Industry benchmark — Rule of 40: revenue growth 24% + FCF margin ~35% = ~59 (or ~54 on non-GAAP operating margin). PASSES comfortably (≥40, near the ≥60 “exceptional” line). Benchmark score 82/100. Context: most SaaS peers score 25-40; NOW is top-decile on the growth/profitability trade-off.

Competitive Moat Scorecard (avg 70)

Switching costs88System-of-record for IT/HR/security workflows; ~98% renewals; rip-out is disruptive.
Pricing power72Consumption + per-seat; AI modules add a premium tier, though bundling pressure exists.
Network effects55Ecosystem/partner + store-app network; not a true two-sided network.
Cost advantage60Scale in R&D and go-to-market; not a structural cost moat.
Intangibles75Now Platform brand, certified-admin installed base, deep enterprise references.
Competitive Environment — the moat is strong today; the live battleground is the agentic-AI layer, and share is being contested there, not lost in the core.
RivalThreat typeShare trajectoryMoat-erosion vector
Salesforce (Agentforce)Direct agentic-AI rivalBoth gaining (Agentforce ARR ~$800m +169% YoY; NOW AI ACV >$1bn +40% QoQ)Overlap in AI “digital labour”; pricing/positioning pressure on the AI premium
Microsoft (Copilot / Power Platform)Bundled substitutionNOW stableCopilot bundling into E5 could commoditise low-end workflow automation
Atlassian / BMC / FreshworksCore ITSM rivalsNOW gaining/stable at the enterprise tierLow-cost entrants pressure SMB/mid-market, not NOW's large-enterprise base
In-house / DIY LLM agentsVertical substitutionWatchEnterprises could build agents on foundation models rather than buy — the real long-tail risk
Net effect on moat: Switching Costs held high (88) — embedding is intact; Cost Advantage trimmed to 60 and Pricing Power to 72 for AI-layer contest. Overall competitive threat: MODERATE; share trajectory STABLE.
ROIC & capital allocation: disciplined — buybacks offset SBC (share count flat YoY at ~1.03bn), no dividend, tuck-in M&A funding the AI roadmap. Management (CEO McDermott) has a strong execution record; SBC at ~11-12% of revenue is the one dilution watch-item.
4

Pillar Detail: Valuation Attractiveness

Sector-appropriate multiples, FCF yield, reverse-DCF implied growth, embedded optionality, and the analyst-consensus cross-check.
Valuation Attractiveness — Pillar Score
Still attractive after a +28% bounce — clean fwd P/E ~23.5x is below the ~27.7x warranted multiple and far below its own history.
65
conf 80%

Basis: a high-multiple GAAP name whose GAAP earnings are distorted by non-operating items — scored on non-GAAP forward P/E, EV/Sales and FCF yield, never the headline 73x GAAP P/E.

THE ANCHOR — Warranted-Multiple Valuation. Discount rate r = 4.63% (10-Y, 5 Aug) + 4.5% ERP + 0.0% (Quality ≥65) = 9.13%. Disciplined growth g_near = 15% (secular-IT cap; consensus ~20% haircut 25%), g_term = 3%. Two-stage warranted P/E ≈ 27.7x (below the 33x IT guardrail). Actual clean fwd P/E ≈ 23.5x (price $117.35 ÷ ~$5.00 FY27 non-GAAP EPS). Ratio 0.85 → Attractive/Fair edge. Implied-growth read: at $117 the market embeds ~12-13% 5-yr growth vs a disciplined ~15% estimate — the price still embeds less growth than the fundamentals support.
MetricValueReferenceRead
Fwd P/E (non-GAAP)~23.5xwarranted 27.7x; IT guardrail 33xAttractive
EV / Sales (TTM)~8.5xown 5-yr range ~10-18xLow decile
FCF yield (FCF/EV)~4.1%3-5% = fair for quality growthFair
PEG~1.05~1.0 fairFair
GAAP P/E (TTM)73xNOT the scoring basis — non-operating-inflatedIgnore
Own-history decile~2nd~40% below 52-wk high ($194.7)Cheap vs self
Embedded optionality / free upside: (1) Agentic-AI ACV — >$1bn and +40% QoQ, FY target raised to ~$1.5bn; the market is only part-pricing a consumption-priced AI layer that could re-accelerate growth. (2) CRM / front-office expansion beyond IT (customer service, sourcing) widening TAM. (3) Operating-leverage runway — non-GAAP margins still expanding. Net: the ~$5/sh EPS core justifies most of the price at a normal multiple; the AI re-acceleration is largely optionality you are not fully paying for. Tilt: +5.
Analyst consensus: median target $132, consensus $138 (+17.6% to $117.35), high $236 / low $85, ~46-80 covering. Grades: 60 Buy / 8 Hold / 1 Sell (~87% bullish, consensus “Buy”, rec 1.47 “strong buy”); no downgrades in the last month. FMP health rating B- (overall 3/5 — dragged by P/E & P/B sub-scores of 1, which reflect the GAAP optics, not cash generation where DCF/ROE/ROA score 4).
5

Pillar Detail: Underlying Drivers

The dominant external force the stock is tethered to, scored 0–100. A context pillar: it does not change the base signal — it feeds amplification (tailwind ≥65 can lift BUY→STRONG BUY; headwind ≤35 can push SELL→STRONG SELL).
Primary Driver
Enterprise IT spend + agentic-AI monetisation
62
Mild Tailwind (no amplification)

Primary driver: the enterprise-software/IT-spending cycle, now inflected by agentic-AI monetisation — the single biggest swing factor for NOW's growth and multiple.

HorizonReadEvidence (dated)
Historical (12-24m)ResilientSubscription growth held ~20-24% through a soft IT-budget tape; +24% YoY Q2'26.
CurrentMild tailwindAI ACV >$1bn (+40% QoQ), 123 deals >$1m; but stagflation-lite macro caps enterprise budget expansion. ISM Services 54.1 (Aug 5) still expansionary.
Forward (6-12m)Tailwind, contestedFY AI-ACV target raised ~+50% to ~$1.5bn; offset by AI-agent competition (Salesforce/Microsoft) and macro budget risk.

Amplification: driver 62 is in the 36-64 Neutral band — below the 65 tailwind threshold, so it does not amplify the base BUY to STRONG BUY on any horizon. It does not change the fundamental pillar scores. Not a commodity driver, so no price-trend overlay.

6

Pillar Detail: Economic Alignment

How the current economic climate sits relative to this stock, read from the latest Macro-Economic report. Classifies the macro pressure (Tailwind / Neutral / Headwind) — the second amplification input — and frames a long entry as Trend-Following or Contrarian with a 0–100 conviction.
Stance · Pressure
Neutral · Neutral
52
conviction

Macro report (30 Jul) regime = 'Stagflation-lite'. Tech (XLK) net signal: Short N / Medium U / Long O — mixed: mild medium-term headwind (rich mega-cap software into a policy-tight, cooling tape) but a long-term overweight. Anchoring on Medium → Neutral-to-mild-headwind. The 'S&P 500 concentration / AI earnings-quality unwind' tail is ARMED (top-10 ~41% of index; RSP flat while XLK ripped). Pressure = NEUTRAL: no STRONG-BUY amplification available; carried as the §11 Bear multiple-compression leg. Conviction 52 (informational).

Source: sector-map (XLK) · Macro report 2026-07-30

7

Pillar Detail: Entry/Exit Timing

The risk-reward framework, relative strength vs SPY and the sector ETF, the macro overlay, news-derived sentiment, and the catalyst cluster.
Entry/Exit Timing — Pillar Score
The tape has turned — daily reclaimed the 50-DMA on a higher low; higher timeframes still repairing; near-term extended.
58
conf 65%

Risk-reward: price $117.35 sits well above the reclaimed 50-DMA (~$107) and the $110-113 breakout shelf; overhead is the 200-DMA ~$123.6 then $139. A logical stop below $105 is ~10% away; base upside to ~$135 is ~+15%, bull to ~$175 far more — a favourable skew, tempered by short-term overbought intraday readings.

SignalRead
Relative strength (1-3m)Strong — +27.6% off the 22 Jul low ($91.94), sharply outperforming SPY; 12-m RS still negative (−40% from the high).
Position-risk (ATR/stop)Daily ATR ~$6.6; stop ~$105 = ~1.9 ATR — moderate.
Macro overlayVIX 15.8 (risk-on); Fed funds 3.63% (easing); curve +0.44. Low macro sensitivity for SaaS — neutral/mild positive.
SentimentPositive — 60 Buy / 8 Hold / 1 Sell, no recent downgrades; “most disconnected software sell-off since the late 1990s” (Ives) framing turning constructive.
CatalystCalm — no earnings for >11 weeks; calendar clear. Clustering score high.

The July 23 report explicitly waited for “a reclaim that holds — don't chase a name selling good news.” That reclaim has now happened (higher low + 50-DMA reclaim + daily MACD positive), so the short-horizon technical-confirmation cap is satisfied and the short signal is released from HOLD to BUY — best added on a pullback into the $110-113 shelf given the overbought intraday tape.

8

Economic Event Risk

High-impact macro releases in the next 14 days that could swing this stock, plus the last 7 days of surprises.

Upcoming events (next 30 days)

DateEventImpactForecastPreviousRelevant?Why
2026-08-07Non-Farm Payrolls / Unemployment (Jul)High80k / 4.2%57k / 4.2%⚠️ MediumRates path → growth-stock multiples; low direct SaaS sensitivity
2026-08-12CPI YoY (Jul)High3.4%3.5%⚠️ MediumInflation read moves the 10-Y → long-duration software valuation
2026-08-19FOMC MinutesHigh⚠️ MediumFed path; indirect via discount rate
2026-08-26Core PCE MoM (Jul)High0.3%0.1%⚠️ MediumFed's preferred gauge; discount-rate input

Recent surprises (last 7 days)

DateEventActualForecastSurpriseImpact
2026-08-03ISM Manufacturing PMI (Jul)55.654.0+2.96% abovePositive — expansion supports enterprise demand
2026-08-05ISM Services PMI (Jul)54.154.5−0.73% belowNeutral — still expansionary
2026-08-05ISM Services Prices (Jul)70.365.0+8.15% aboveSticky services inflation — keeps the Fed cautious (rate risk)

SaaS is a Low macro-sensitivity sector, so none of these is a WAIT-override for NOW — they matter only through the 10-Y / discount-rate channel that sets the multiple. The one to watch is CPI (12 Aug): a hot print lifts the 10-Y and pressures long-duration software; a soft print is a tailwind. No high-impact event within 3 trading days changes the signal.

9

Multi-Timeframe Technical Analysis

Trend, RSI and breakout status across monthly / weekly / daily / hourly / 15-minute, with a confluence verdict.
TimeframeTrendDirectionRSIMACDKey S/RBreakoutVol
MonthlyDowntrend ↓Bearish43−, hist −S: $105 R: $139Resist-breakout0.3x
WeeklyDowntrend →Neutral53− but hist turning +S: $98 R: $175Resist-breakout0.6x
DailyRecovering ↑Bullish61+, risingS: $110-113 R: $123.6Resist-breakout0.7x
HourlyStrong up ↑Bullish72 (ob)+S: $115.7 R: $120.8Breakout
15-minStrong up ↑Bullish74 (ob)flat +S: $119.5 R: $121.7Breakout
Confluence: Transitioning → Bullish · MTF Score 52

A textbook trend-repair: monthly/weekly still carry the year-long downtrend, but the daily has flipped to 'recovering' — price back above the 50-DMA, MACD positive, RSI 61 (healthy, not overbought). Hourly and 15-min are strong uptrends but overbought (RSI 72-74), so the immediate move is extended. The higher-probability add is a pullback into the $110-113 reclaimed shelf; a decisive close above the 200-DMA (~$123.6) would confirm the intermediate trend has turned.

10

Price Chart (6-Month Daily)

A 6-month daily close line with SMA50 and key support/resistance — the visual companion to the MTF table.

NOW 6-month daily with 50-DMA. April capitulation to $81, higher low at $91.94 (22 Jul), and the current reclaim above the 50-DMA toward the 200-DMA.

11

Scenario Summary

Bull / Base / Bear 12-month price paths with triggers and probability weights.

Bull $175 (25%)

Agentic-AI ACV compounds past the raised ~$1.5bn target, growth re-accelerates toward high-20s%, and the multiple re-expands toward 30x on ~$5.5-6 non-GAAP EPS as the software de-rating reverses. Roughly a return toward prior-high territory.

Base $135 (55%)

20-24% growth holds, non-GAAP EPS ~$5.0-5.2, forward P/E steady ~26-27x → ~$135 (in line with the $132-138 street). The most probable path: quality compounding at a fair-to-attractive multiple, no re-rate needed.

Bear $82 (20%)

The ARMED 'AI-concentration / earnings-quality unwind' tail fires — cohort de-rating compresses the forward multiple to ~15-16x, growth slows to mid-teens as stagflation-lite crimps IT budgets, and Salesforce Agentforce / Microsoft Copilot pressure the AI premium. ~$82, back toward the April low zone. This is the multiple-compression leg carried from the macro report, deeper than any company-specific stumble.

Probability-weighted 12-m fair value ≈ 0.25×$175 + 0.55×$135 + 0.20×$82 = ~$134 (+14% vs $117.35). Base is the centre of gravity; the fat left tail is macro/cohort, not company-specific.

12

Entry / Exit Rules

Three independent entry paths (Fundamental · Technical · Catalyst) and three exit triggers (Stop-Loss · Thesis · Profit-Target). Any one entry path is a valid entry — the more that agree, the larger the position the conviction ladder suggests. Exits are graded by severity, not count.

How to read this — the Conviction Ladder

The three entry groups are alternative paths to a buy, not a checklist. A group counts only when all its sub-conditions hold. How many groups are satisfied sets the suggested size — it does not gate whether you may enter: 1 group = Half-Size (a valid starter/scale-in), 2 = Full-Size, 3 = Over-Size (highest conviction); 0 = Wait (no path open yet). A strong overall signal can still read Wait here when the stock is well above its entry zones — that flags "good business, no entry edge right now," not a contradiction. Exits are graded by severity of what is live, not by a count: a hard stop is an Exit on its own.
Entry conviction: Full-Size2 of 3 groups met — two paths agree — standard full position

Fundamental — MET

Below fair value with a live (mild) driver tailwind and no imminent event.
✅ Price $117.35 < fair value ~$130
✅ No earnings within 7 days (next 28 Oct)
✅ Underlying-Driver score ≥ 50 (62)

Technical — MET

Trend repaired — higher low + 50-DMA reclaim + daily MACD positive.
✅ Tested bounce off $81-92 support with a higher low, now reclaimed the 50-DMA (~$107)
✅ RSI 35-65 (daily 61)
✅ MACD histogram positive ≥ 2 days (daily +1.5, rising)

Catalyst — not MET

Q2 catalyst (22 Jul) has passed; none live in the window.
· Post-earnings move >+5% with guidance raised (Q2 was +24%/raise but >2wk ago)

Forecast: Fundamental and Technical groups are MET now → Full-Size conviction. Catalyst is dormant until the 28 Oct print. Best incremental add: a pullback into the $110-113 reclaimed shelf (High confidence within 2-4 weeks given the overbought intraday tape); a close above the 200-DMA (~$123.6) would upgrade the technical structure (Moderate, ~3-6 weeks).

Exit action: Holdno exit trigger is live — hold the position

Stop-Loss — not LIVE

⛔ Two daily closes below $105 (loses the 50-DMA/breakout shelf)

Thesis Invalidation — not LIVE

⛔ Subscription growth decelerates below ~15% / FY AI-ACV target cut
⛔ Competitive: Salesforce/Microsoft take material agentic-AI share (NRR falls, AI ACV growth stalls)
⛔ Full-year guidance cut

Profit-Target — not LIVE

⛔ Price into ~$135 (base) with daily RSI > 70

Forecast: No exit trigger live. Stop $105 is ~10% below and below the reclaimed 50-DMA — unlikely absent a market-wide software de-rating (the §11 Bear). Profit-trim not in range until ~$135.

Imagine you act at the current price of $117.35 (intraday ~$121, 7 Aug) · as of 7 Aug 2026

What if you bought now?

You are risking ~10% (to the $105 stop) / a ~30% bear draw to $82, to gain ~15% base ($135) and ~49% bull ($175).

Risking: the stock has already run +28% in two weeks and is overbought intraday (hourly RSI 72), sitting just under the 200-DMA (~$123.6) resistance — a near-term pullback to $110-113 is likely, and the armed AI-concentration tail could carry it to $82 in a cohort unwind. Gaining: a re-confirmed uptrend on a high-quality compounder still at ~23.5x forward (below warranted 27.7x and ~40% below its own high), ~4% FCF yield compounding while you wait, and free-ish agentic-AI optionality. Read: the trade is worth it as a starter here, but the better risk-reward is scaling the rest on the $110-113 pullback rather than chasing the overbought print.

What if you sold now?

You would give up ~15% base upside (and ~49% bull) to protect against a ~30% bear.

Giving up: base upside to $135, the AI-ACV optionality, and you'd be selling ~13% below fair value ($130) on a name we rate BUY on all three horizons. Protecting: against the armed AI-concentration unwind (Bear $82). Read: no exit rule is triggered — not the stop, not the profit-target, not a thesis break. This is an accumulate/hold zone, not a sell.

13

Position Sizing Context

Illustrative portfolio math (not advice) translating conviction into an allocation given risk-per-share and volatility.

No allocation or portfolio role was specified for this Donatien Pick, so a portfolio % is not computed. The §12 Conviction Ladder reads Full-Size (2 of 3 entry paths met — Fundamental + Technical). Volatility context: daily ATR ~$6.6 (~5.6% of price), beta ~0.93, 52-wk range $81-195 — a wide-range, mid-beta name; size for a ~10% stop and consider staggering the balance into the $110-113 pullback.

14

Calibration Snapshot

Machine-readable snapshot of every score, level and signal, saved alongside the HTML so the next run can compute deltas.
{
  "ticker": "NOW",
  "date": "2026-08-07",
  "version": "v6",
  "exchange": "NYSE",
  "exchange_ticker": "NYSE:NOW",
  "isin": "US81762P1021",
  "api_ticker": "NOW",
  "company": "ServiceNow, Inc.",
  "brand": "ServiceNow",
  "currency": "USD",
  "sector": "Information Technology",
  "sub_industry": "Enterprise Software / SaaS",
  "lifecycle_stage": "growth",
  "user_horizon": null,
  "user_allocation_pct": null,
  "portfolio_role": null,
  "price_at_rating": 117.35,
  "signal_short": "BUY",
  "signal_medium": "BUY",
  "signal_long": "BUY",
  "primary_signal": "BUY",
  "short_hold_reason": null,
  "short_entry_confirmed": true,
  "short_cap_reason": null,
  "quality_score": 78,
  "valuation_score": 65,
  "timing_score": 58,
  "quality_detail": {
    "industry_benchmark_name": "Rule of 40 (SaaS)",
    "industry_benchmark_value": 59,
    "industry_benchmark_score": 82,
    "moat_score": 70,
    "roic_percentile_vs_peers": 72,
    "capital_allocation": 74,
    "management_skin_in_game": 60
  },
  "valuation_detail": {
    "fcf_yield": 4.1,
    "implied_growth_rate": 12.5,
    "consensus_growth_rate": 20.0,
    "historical_valuation_decile": 2,
    "warranted_multiple": 27.7,
    "actual_multiple": 23.5,
    "val_multiple_basis": "forward non-GAAP P/E (FY27)",
    "discount_rate_r": 9.13,
    "risk_free_10y": 4.63,
    "g_near": 15.0,
    "g_term": 3.0,
    "warranted_ratio": 0.85,
    "val_band": "attractive"
  },
  "val_multiple_basis": "forward non-GAAP P/E (FY27)",
  "warranted_multiple": 27.7,
  "actual_multiple": 23.5,
  "warranted_ratio": 0.85,
  "val_band": "attractive",
  "ev_sales": 8.5,
  "fcf_yield": 4.1,
  "rule_of_40": 59,
  "forward_pe": 23.5,
  "reported_gaap_pe": 73.3,
  "nonop_pct_of_net_income": 60,
  "clean_pe": 23.5,
  "clean_peg": 1.05,
  "revenue_growth_yoy": 24,
  "competitive_share_trajectory": "stable",
  "competitive_threat_level": "moderate",
  "driver_score": 62,
  "driver_commodity_trend": null,
  "economic_alignment_stance": "Neutral",
  "economic_alignment_conviction": 52,
  "economic_alignment_pressure": "Neutral",
  "economic_alignment_source": "sector-map",
  "macro_report_date": "2026-07-30",
  "overall_confidence": 63,
  "fair_value_est": 130.0,
  "stop_loss": 105.0,
  "target_price": 135.0,
  "scenario_base_target": 135,
  "scenario_bull_target": 175,
  "scenario_bear_target": 82,
  "analyst_consensus_target": 138.0,
  "analyst_target_high": 236,
  "analyst_target_low": 85,
  "analyst_target_median": 132,
  "analyst_target_upside_pct": 17.6,
  "analyst_grades_consensus": "Buy",
  "analyst_bullish_pct": 87,
  "analyst_coverage_count": 69,
  "recent_upgrades_30d": 0,
  "recent_downgrades_30d": 0,
  "fmp_rating": "B-",
  "fmp_overall_score": 3,
  "hard_gate_state": "caution",
  "gates_triggered": [],
  "gates_caution": [
    "Accounting/Dilution (high SBC; GAAP net income non-operating-inflated \u2014 scored on non-GAAP/FCF)",
    "Structural Threat (agentic-AI contest \u2014 currently a NOW tailwind, monitored not fired)"
  ],
  "do_not_buy_triggers": [],
  "entry_groups_met": 2,
  "entry_conviction": "Full-Size",
  "exit_groups_live": 0,
  "exit_action": "Hold",
  "next_update_date": "2026-08-21",
  "next_update_basis": "default +14d (next earnings 2026-10-28 beyond window)",
  "next_check_date": "2026-08-21",
  "analysis_status": "donatien-pick",
  "finder_ticker": "NOW",
  "finder_exchange": "\ud83c\uddfa\ud83c\uddf8 NYSE",
  "q2_event": "Q2'26 beat-and-raise (rev +24%, AI ACV >$1bn +40% QoQ, FY AI-ACV target ~+50% to ~$1.5bn); stock bottomed $91.94 (22 Jul) then rallied +27.6% to $117.35 as the software-sell-off reversed"
}
15

Data Sources & Methodology

Audit trail of every data source: fully available (✓), fallback (⚠), or failed (✗), plus provenance-based confidence haircuts.
Data Source Status
get_stock_snapshot / get_yahoo_quote price $117.35 close (5 Aug); intraday ~$121 (7 Aug); mkt cap $121bn
get_stock_splits confirmed 5-for-1 split 18 Dec 2025 — all prices post-split
get_income_statement (6q) Q2'26 rev $3.99bn +24%; GAAP op inc $162m; +$276m non-operating → GAAP net income inflated
get_financial_ratios GM 74.8%, FCF ~$5.1bn, ND/EBITDA ~1.1x, ROE 14.2%
get_multi_timeframe_analysis daily recovering, higher-TF downtrend, intraday overbought
get_price_target_consensus / _summary median $132, consensus $138, high $236/low $85
get_grades_consensus / get_stock_grades 60 Buy/8 Hold/1 Sell; all maintains, no downgrades
get_ratings_snapshot B- overall 3/5 (P/E & P/B sub-scores 1 reflect GAAP optics)
get_analyst_estimates FY27 non-GAAP EPS ~$5.02 → fwd P/E ~23.5x
get_economic_calendar / get_key_economic_indicators 10-Y 4.63%, VIX 15.8, Fed funds 3.63%; CPI 12 Aug
get_polygon_news / get_stock_news software-sell-off-recovery narrative; Salesforce/Microsoft agentic-AI contest
MacroDriver-state (30 Jul) XLK Short N/Med U/Long O; AI-concentration tail ARMED
Impact on scores: Full MCP coverage; no fallbacks required. Confidence is set by the mixed technical picture (higher-TF downtrend vs daily recovery) and the GAAP-vs-non-GAAP earnings-quality adjustment, not by data gaps. Overall confidence 63%.
DISCLAIMER: This is a quantitative framework for educational purposes only. It is not financial advice. Always do your own research and consult a licensed financial advisor before making investment decisions.